Insurance and Wildfires in WUI

According to the National Interagency Fire Center, the number of acres burned by wildfires in the United States has been steadily increasing over the past decade. In 2019 alone, wildfires burned over 4.6 million acres of land, with California being one of the hardest-hit states. This increase in wildfire activity has led to a rise in insurance claims, with some insurance companies dropping coverage altogether in high-risk areas.

The cost of losses incurred by insurance companies due to wildfires in the WUI has been staggering. According to a report by the California Department of Insurance, insurance companies paid out over $24 billion in losses related to wildfires in California alone between 2015 and 2018. This has led to a rise in premiums and deductibles for homeowners in high-risk areas, making traditional insurance coverage increasingly expensive and difficult to obtain.

In response to this trend, farmers and ranchers in the Wildland Urban Interface (WUI) are turning to alternative methods to protect their structures and property. Intelagard’s fire suppression tools provide an innovative solution to this problem. These Compressed Air Foam Systems (CAFS) provide a farm or ranch with powerful tools that can quickly cover the surfaces of buildings in a fire suppression foam, stopping embers from igniting the building. Intelagard CAFS can also be used to quickly draw a wet line that can help prevent the spread of wildfire to property.  Creating a defensible space around structures, farmers or ranchers can reduce the risk of damage or destruction caused by wildfires, but adding an Intelagard fire suppression system to your protection plan is an effective way to give your buildings and structures the best chance of making it through a wildfire.

Fire suppression tools like those offered by Intelagard have become an increasingly popular addition to traditional insurance coverage. These tools provide a level of protection against wildfire that t insurance policies cannot. By investing in Intelagard CAFS, farms and ranches in the WUI are taking proactive steps to protect their homes and properties.  Intelagard offers a range of options including backpacks, ATV/UTV units, or gas and diesel-powered trailer and truck-mounted systems.  No matter the level of protection your operation needs, Intelagard has the system for you.